La Banque Postale

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Vous pouvez nous appeler à tout moment au +33 (0)9 87 88 90 99, ou nous laisser vos coordonnées en remplissant le formulaire ci-dessous et nous vous recontacterons.
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THE BENEFITS OF BANQUE POSTALE LEASING & FACTORING

Fast financing of your invoices within 24 hours (1)

Fixed-rate factoring: an All Inclusive offer including financing and all trade receivables management services

A dedicated contact person throughout the life of the contract

An offer adapted for each activity (1) Subject to acceptance and compliance of invoices and supporting documents transmitted.

La Banque Postale Leasing & Factoring is a public limited company with a Management Board and a Supervisory Board with a capital of 220,000,000 euros.
A 100% subsidiary of BP, La Banque Postale Leasing & Factoring specializes in the financing and management of trade receivables in France and Europe.

With the strongest growth in the factoring market, LBPLF supports companies in a personalized way with their short-term financing needs.
Its backing to a large, leading European Bancassurance Group provides the subsidiary with financial solidity enabling it to support clients in the growth of their activity.

Shareholding :
100% subsidiary of La Banque Postale Leasing & Factoring.
Country :

France – Financial services and the distribution network rely entirely on post offices and business centers located across the country (17,400 points of contact in 2020).

Turnover:

In 2019, La Banque Postale Leasing & Factoring achieved a turnover of nearly 14 billion euros, an increase of + 60% compared to 2018.

Number of employees:
Between 50 and 200 Company
Adresse de la société :
3 Esplanade du Foncet – 92130 Issy-les-Moulineaux.
French Headquarters address :
115 rue de Sèvres – 75275 Paris CEDEX 06

History:

Formerly La Banque Postale Crédit Entreprises, the company created in 2011 with the launch of the Factoring activity in 2012.

A site: www.labanquepostale.fr

Solutions

Our uncapped factoring solutions are simple to set up, flexible and secure and adapt to your activity and your needs.

  • Classic factoring: modular factoring process to meet the specific needs of your business and adapt to your activities. It is the device most used by SMEs.
  • Fixed price : An all-inclusive flat-rate formula for very small businesses, covering financing, credit insurance and all trade receivables management services. It is an all-inclusive financial tool, unsurprisingly, intended for small structures. Based on a monthly flat rate which changes according to the number of invoices ceded and the outstanding amount financed.
  • Confidential factoring: A factoring solution without the management of receivables. No notification obligation: your buyers are not informed of the existence of the contract (invoices are not notified) and you keep control of the management of your debtor portfolio and your commercial relations.
  • Inverted or reverse factoring : A factoring system to pay your suppliers as soon as the invoice is issued before the due date written on the receivable. It secures your supply chain and offers your suppliers attractive financial prices. Your annual purchase figure including VAT must be greater than € 30 million . You can thus consolidate your commercial relations.

The prices are simple and transparent. They are calculated according to a percentage of turnover and defined in a price list.

Conditions

Eligibility of your company for factoring with Banque Postale Leasing & Factoring

  • You are an entrepreneur, a professional or a company.
  • Your clients are private or public structures .
  • Your annual turnover including tax is greater than € 150,000 .
  • Your activity is registered in France .

Services

Our services offered through our different factoring solutions.

Financing your cash flow :

  • You benefit from immediate financing of your invoices within 24 hours (1) with an online assignment of your invoices.
  • A contact person is dedicated to you throughout the life of the contract.

Management of your accounts receivable :

  • A collection expert team performs the dunning, collection, posting and collection operations for you.

Securing your accounts receivable :

  • You are protected in the event of the insolvency of your debtors by Credit Insurance (2).
  • We inform you about the financial situation of your prospects in order to allow you to anticipate your buyer risk.

(1) Subject to acceptance and compliance of invoices and supporting documents transmitted.

(2) Within the limits and conditions of the guarantees defined in the factoring contract.

Most of the offers

In addition to quickly financing your cash flow, La Banque Postale offers you preferential conditions.

  • It is possible in some cases to finance only one buyer.
  • A unique percentage with an actractive pricing based only on the turnover transmitted.
  • No administration fees charged.
  • No minimum commission.
  • Online management of your contract to transmit your receivables and obtain consultation of your accounts.